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Except as specifically described, the following disclosures apply to all of the accounts.   All accounts described in this Truth-In-Savings Disclosure are share accounts.

 

Share & IRA Rates

Rates Effective: February 1, 2016

SHARE & SHARE DRAFT ACCOUNTS

Shares

0.050%

0.05%

$5

$5

Monthly

Daily Balance

Money Plus Shares

0.050%

0.05%

$5,000

$0.00-$4,999

Monthly

Daily Balance

0.300%
0.30%
$5,000
$5,000
Monthly
Daily Balance

Holiday

2.00%

2.00%

$5

$5

Annually

Daily Balance

Drafts

0.050%

0.05%

$25

$1000

Monthly

Daily Balance

Budget Draft

0.00%

0.00%

$25

N/A

N/A

N/A

Money Plus Drafts

0.050%

0.05%

$5,000

$0.00-$4,999

Monthly

Daily Balance

0.250%
0.25
$5,000
$5,000
Monthly
Daily Balance

IRA ACCOUNTS

IRAs

0.150&

.15%

$5

$5

Monthly

Daily Balance


IRA ACCOUNTS

IRA 18 month Certificate

0.698

0.70%

$500

$500

Monthly

Average Daily Balance

IRA 18 month Certificate
OVER $10,000 OR with Loan (other than VISA)

0.797

0.80%

$10,000 Or A Loan At ALCU

$10,000 Or A Loan At ALCU

Monthly

Average Daily Balance


IRA ACCOUNTS

IRA 30 month Certificate

0.896

0.90%

$500

$500

Monthly

Average Daily Balance

IRA 30 month Certificate
OVER $10,000 OR with Loan (other than VISA)

0.995

1.00%

$10,000 Or A Loan At ALCU

$10,000 Or A Loan At ALCU

Monthly

Average Daily Balance


IRA ACCOUNTS

IRA 5 Year Certificate

1.490

1.50%

$500

$500

Monthly

Average Daily Balance

IRA 5 Year Certificate
OVER $10,000 OR with Loan (other than VISA)

1.588

1.60%

$10,000 Or A Loan at ALCU

$10,000 Or A Loan At ALCU

Monthly

Average Daily Balance

     

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.
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